Effective Cash Management Can Save Time and Help Boost Profits

If you own a small business, many issues demand your time and attention. At the end of each day, do you look back with a sense of satisfaction at a job well done - or do you wonder if you could have made better use of your time? Effective cash management, one of the most critical aspects of running any small business, can save you time and may help improve your profits.
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Why Financial Planning Matters In the Toughest of Times

Why enlist the services of a financial planner when your holdings are down and you're facing a host of financial problems? Because as dark as times may seem, you're actually giving yourself a fresh start in building a stronger financial future. More »

Braving the New Road Ahead: My 30's

Age is a good milestone to get on track, but there's never a bad time to re-evaluate your situation and determine if your current path is leading you where you want to go. More »

How to Secure Your Home Wireless Network

Don't think that your home wireless network is confined within the walls of your house or apartment. Powerful wireless networks can extend over 100 yards from the router. Because home networks can be used right out of the box with very little to no security enabled, many users in Hawaii jump onto the Internet without setting up the necessary precautions. Wireless networks in Hawaii without any security are open to users who can: More »

IRA Rollovers Can Help Manage Change

With employees changing jobs more frequently than ever before, it's rare to find someone who has worked his or her entire life for the same company. Whether or not you have recently changed jobs or you have retired from your long-time employer, you should know that you may be facing some complicated tax rules and potentially significant tax consequences if you decide to take your retirement assets out of your current retirement plan.
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My Honest Opinion

It's been a pleasure to receive feedback and answer e-mails regarding one of my favorite topics to discuss: Financial literacy. Lately, the questions have become more specific.  A lot of people want to know what the best investments are and how they can get into "the game." More »

Whoa's The Market!

Rated 5.0 Stars

Uncertainty has now permeated both the Real Estate Market AND the Stock Market. It's a confusing and challenging time for both casual investors and the professionals. With higher fuel prices, food prices, job cuts and a slow Real Estate Market, it would be expected to find some worry in the average consumer. Here are some tips to weather the storm and keep your head on straight: More »

Allocate Your Assets to Offset Market Swings

As many investors have learned the hard way in recent years, building wealth while preserving principal is not about riding the hot sectors or even picking the "best" investments. It's about investing regularly over the long term with a diversified portfolio. Your portfolio's asset allocation - the mix of investments you choose - is key to achieving diversity and maximizing risk/return efficiency perhaps even more than your choice of actual investments. Whether you dream of retiring in style, sending your children to the university of their choice or starting your own business, how you allocate your assets will be critical to achieving your goals.
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Jon Yamasato Interview

Online Editor Edward Sugimoto interviews "Millionaire In Progress" columnist Jon Yamasato. More »

A Coming Crisis

In my first column, my 10-year reunion was on the horizon. Now it has come and gone. It was nice running into old friends that have been traveling and living their lives these past years. It's amazing how fast that decade has gone by. More »