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Saturday, November 7, 2009

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Lifestyle :: Art/Leisure :: Jewels of the Isle :: Diamonds In Hawaii - Getting the Most for Your Money

Diamonds In Hawaii - Getting the Most for Your Money

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Have you been together as a couple for a while now?  Have you seen your romance grow into love and mutual respect?  Do you communicate deeply and solve conflicts together?  Do you want to be with your partner for the rest of your life?  Is it time to start looking for a diamond?

When buying a diamond in Hawaii there are steps you can take to ensure that you get the most for your money.  There are great values to be found in today’s marketplace if you can navigate through all the pitfalls. Take to heart the following do’s and don’ts .  

Define A Budget
As a couple discuss and decide on what you want for an engagement ring and what you can afford to spend on that ring.

Ask Your Friends And Family for Jewelers That They Trust

Make two or three of the top names your starting place.  Go to and interact with each company to see if they are right for you.

Resolve To Take Your Time
Diamond education is vitally important to getting a great looking diamond at the best price.  Don’t try to get by with what appears to be easy deals.  Be careful of “wholesalers”, “wholesale prices” or the local “Wholesalers Show” as you will usually end up paying too much.  Also avoid being pressured by the “One Day Special Sale” type of phony deadline sales scheme.  Take your time and do not make a spur of the moment “emotional” decision.   Be patient, do your homework and learn to be able to tell whether or not a seller is looking out for your benefit.  

Get As Educated As Possible About Diamonds
Learn and understand the 4C’s of Diamond Grading - Color, Clarity, Carat Weight and Cut.  Find a store that will actually show you the 4C’s using diamond grading equipment and not just talk about them.  A deep understanding of the 4C’s will allow you to make personal decisions on how to use your budget to get the diamond that is best for you.

Shopping For And Buying A Loose Diamond Will Save You Money

Make sure you purchase your diamond loose not mounted.  If it is mounted it is impossible to accurately determine the Color, Clarity, Carat Weight or Cut of the diamond and to know if you are getting good value.

Perceiving Diamond Color Will Save You Money
If you can see the different diamond color grades side-by-side then you can determine just what colors will work for you.  Very tiny differences in diamond color can make a difference in value of hundreds or thousands of dollars.  By seeing the diamond color grades you can decide to spend your money on a higher color or to save some money by purchasing a lower color grade.  

Perceiving Diamond Clarity Will Save You Money
If you can see what the different diamond clarity grades look like under a binocular microscope then you can determine just what clarities will work for you.  Very tiny differences in diamond clarity can make a difference in value of hundreds or thousands of dollars.  By seeing the diamond clarity grades you can decide to spend your money on a higher clarity or to save some money by purchasing a lower clarity grade.

Knowing How Diamond Carat Weight Affects Value Will Save You Money

Small differences in diamond carat weight can make a difference in value of hundreds or thousands of dollars.  For example, a 1.35 ct diamond approaches the size of a 1.50 ct but costs substantially less for the same Shape, Color, Clarity and Cut.  Knowing this can help you to get the look that you want for less.

Knowing Diamond Cut Will Let You Choose Between Beauty and Saving Money

Small differences in Diamond Cut - the inter-related proportions and angles of a stone make a huge difference in both how beautiful a diamond is and in its value.  A poorly cut diamond may be up to 50% less expensive but it will not be as beautiful and will have less brilliance, fire and scintillation.  Also keep in mind that some ideal cut diamonds are more beautiful than others even though they are the graded the same on paper. If Diamond Cut and beauty is important to you there are several instruments that will help determine the amount of light return or light leakage that a diamond exhibits.  They can help you determine which diamonds are more beautiful.  These instruments are the Diamond Photoscope, the Brilliancescope, the  Idealscope and the Firescope.  By knowing about Diamond Cut and having access to one or more of these instruments (especially the Diamond Photoscope or the Brilliancescope) you can purchase the most beautiful diamond out of a group of similar stones.

Considering Fancy Shape Diamonds Will Save You Money

All of the Fancy Shape Diamonds are less expensive than a Round Brilliant Cut Diamond - all things being equal.  Some fancy shapes are the Princess Cut, the Marquise Cut, the Oval Shape, the Heart Shape, the Pear Shape, the Radiant Cut, the Emerald Cut, the Asscher Cut and the Cushion Cut.  Within each of these shapes you can find some examples that are very beautiful and many examples that are not beautiful.  A diamond expert that works for you can help you to find the few treasures.  There are now ideal cut Princess and Asscher cut diamonds that can rival the beauty of round diamonds but cost much less than a round.  Choosing a beautiful fancy shape will save you money.

Find The Company Who Will Work To Provide You With Your Perfect Stone

You want to spend your budget on a beautiful diamond with the qualities that is important to you.  Everyone will have their own perception as to what is a good diamond.  Some may want a high quality, Super Ideal Cut diamond, while others want a very nice looking near ideal  cut diamond that is clean to the naked eye, whitish in color, and as large as they can afford.  Others may prefer a different shape, Princess, Marquise, Oval, Heart, Cushion, etc. You should find a jeweler that will listen to your preferences and help you find a beautiful diamond with the qualities that are perfect for you.  

If you follow these shopping tips you will purchase a beautiful diamond at a great price. It will be a diamond that you will forever cherish as you move forward with your life together.  We wish you the best.

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